Manufactured homes for sale in Oklahoma City

Oklahoma City's limits take in more than six hundred square miles across four counties — Oklahoma, Canadian, Cleveland and Pottawatomie. Away from the centre, much of that is open, rural-feeling ground, and it is where most of the city's land suited to a manufactured home is.

The catch is that a parcel's county, its zoning and its utilities can all change from one road to the next. Get the parcel's details from the county assessor and the city's zoning map before you fall for a piece of land.

Plenty of addresses that say “Oklahoma City” on the envelope are not inside the city at all — they are in unincorporated county land or in a neighbouring town. That matters, because it decides whose permits you need and whose rules the setup is inspected against.

Inside city limits, permits go through the City of Oklahoma City. Outside them, it is the county or the town. Find out which before you buy the land, and certainly before the home is ordered.

Our lot is on Melba Ln in Norman, about twenty miles south of downtown. You can drive down and walk the homes standing on it, and the home you choose comes up I-35 or the county roads to you. As with anywhere, the access at the site — the road in, the drive, the room to set — is what we check before anything is ordered.

On land you own, with the home on a permanent foundation, an OKC home can be titled as real property and financed with a conventional, FHA or VA mortgage. At the rural edges of the metro some parcels pass USDA's rural test, which opens a zero-down option — it is a parcel-by-parcel answer, so check the USDA eligibility map for the exact address.