01Pricing guide · Oklahoma
What a manufactured home
really costs in Oklahoma.
The price of the home is the number everybody asks about and the one that tells you least. Here is every line between a floor plan and moving in — what each pays for, what moves it, and who puts a number on it.
02Start with the whole number
The home is one line of nine.
Two buyers can choose the same floor plan and end up a long way apart, because one owns level ground with city water at the road and the other is buying acreage that needs a well, a septic system and a quarter-mile of power line. The home did not change. Everything around it did.
We quote every home against the options you choose and the site it is going to, rather than print a sticker that turns out to be wrong. Call 405-288-1093 and we will price a plan while you are on the phone.
So ask any dealer — us included — for the whole number in writing, early, and for each of the lines below to be on it.
03Line by line
Every cost, what moves it, and who quotes it.
- 01
The home
The house itself, built in the plant to the HUD code, with the options and finishes you choose.
What moves it
- Size and sections — a double wide is two homes' worth of plant work
- The builder and the series
- Options: upgraded kitchens, porches, roof pitch, siding, flooring
Who quotes it
Us, against the exact plan and options you choose.
- 02
Delivery
Moving the home from the plant or the lot to your site on its own running gear.
What moves it
- Distance from the lot
- One load or two
- Road access — tight turns, low wires or a soft drive can mean extra work on the day
Delivery is included with a home from Maxey. Ask how far that reaches for your site.
Who quotes it
Us, once we know where the home is going.
- 03
Setup
Placing the home, levelling it on its piers, anchoring it, and — for a double wide — joining the two sections and finishing the seam inside and out.
What moves it
- Single or double section
- How level the site is
- The installation standard the loan or the jurisdiction requires
Who quotes it
Us — the set is done by a state-licensed installer.
- 04
Foundation
What the home stands on: piers and anchors, or a permanent foundation built to a mortgage lender's requirements.
What moves it
- Piers and anchors against a permanent foundation
- The soil — expansive clay asks more of a footing
- An engineer's certification, which FHA, VA and most conventional loans require
Around Norman, footings go below an 18-inch frost line.
Who quotes it
Us, after the site visit, with the engineer where the loan needs one.
- 05
Land
The ground the home sits on — owned, bought, or leased.
What moves it
- Owning it already (and whether it can count toward your down payment)
- Buying it: the county, the acreage, and what is already on it
- Leasing a lot instead: monthly lot rent in place of a purchase
Who quotes it
The seller or the community — we will help you check a parcel before you buy it.
- 06
Utilities
Water, sewer, electric and gas brought to the home and connected.
What moves it
- City water and sewer, or a well and a septic system
- Septic design — Oklahoma's DEQ sets the rules, and the soil decides the system
- How far the nearest power pole, water main or gas line is from the pad
Who quotes it
The utility companies, the well driller and the septic installer.
- 07
Permits and inspections
The placement permit, utility and septic permits, and the inspections that sign the work off.
What moves it
- Whether the parcel is inside city limits or in the county
- What the jurisdiction requires — some ask for much more than others
Who quotes it
The city or county, and DEQ for a septic system.
- 08
Finishing the site
Everything that makes it a home to drive up to rather than a home on a pad.
What moves it
- Skirting, steps and decks
- A driveway and parking pad
- A storm shelter or safe room — worth planning in Oklahoma
Who quotes it
Us or the specialist for each — ask which of these the setup quote covers.
- 09
Financing and closing costs
The down payment, the lender's fees, title work, and insurance at closing.
What moves it
- Home-only against a land-home loan
- The loan program and the down payment it asks for
- Whether land you own counts toward the down payment
Who quotes it
Your lender, on a Loan Estimate.
Want your number instead of the general one?
Tell us the plan you like and where it is going — or that you are still looking for land — and we will put the home, delivery, setup and site work against it.
Next steps
Where to go from here.
Ready to talk about a real home?
Call 405-288-1093, or tell us what you are after and we will call you back. Pre-qualifying online needs no Social Security number.