Manufactured homes for sale in Moore, Oklahoma

Most of Moore is established neighborhoods, and most of those were platted with site-built houses in mind. That makes the parcel the first question rather than the floor plan: city zoning decides whether a HUD-code home is allowed on it, and a subdivision's deed restrictions can rule one out even where zoning would not.

Ask the City of Moore about the zoning, read the deed for restrictions, and do both before you put money down on the ground. If you are still looking for land, the unincorporated parts of Cleveland County around the city are worth pricing against an in-town lot.

Moore knows tornadoes: the storms of May 1999 and May 2013 both went through the city. A manufactured home is engineered to its HUD wind zone, and Oklahoma is Zone I, which is a hurricane standard and says nothing about tornadoes. What carries a home through Oklahoma weather is the installation: the piers, the tie-downs and the anchors, set to the manufacturer's instructions by a licensed installer.

For the storm itself, plan a shelter. A below-ground or above-ground safe room can go in alongside the home, and Oklahoma has run a SoonerSafe rebate program toward the cost of one — check with the state whether it is taking applications when you buy.

From our lot on Melba Ln, Moore is a short run up the interstate. What decides delivery day is not the distance but the last few hundred feet: the turn into the street, the width of the drive, and room to back two wide loads onto the pad for a double wide. We look at that before you commit to a plan.

Moore is not USDA-eligible, so in town the mortgage options are conventional, FHA and VA — all of which need the home on a permanent foundation on land you own, titled as real property. On a leased lot, or before the land is settled, it is a home-only loan instead. Our financing page lays the two side by side.